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Ask An Expert

We wish to extend our surgery but have listed trees behind our existing building. Is there anything we can do?

We seem to pay a lot of money out in bank charges. How can we make our banking more cost efficient?

What is the best option for partners: to own their own premises or to lease the premises?

What can I do to keep our premiums at the lowest level but still making sure we are adequately insured?

Our insurers have asked what sum we would like the buildings to be insured for. How do I calculate the cost of rebuilding the practice?

What is the difference between notional and cost rent, and how are these set?

Our policy covers business interruption but I am unsure on the sum we should be insuring. Please could you advise?

Our insurance policy has come up for renewal and our insurers are excluding protection of the lead from the policy. As they insure the buildings is it right that they can pick and choose items and exclude them?

I became a non-clinical partner last year. Once the senior partner retires could she dissolve the partnership, leaving me out of a job?

We want to move to better premises but the PCT says it can’t afford this. What should we do?

What is a reasonable contents figure to use when deciding on the level of cover for a GP surgery?

If the value of our building has fallen, can I ‘sell on’ my share on the strength of the original value?