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1 March 2011

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Is it common practice for GP surgeries to have insurance to cover terrorism, as this puts the price up quite a lot?

If the surgery premises are owned by the partners and are free of mortgages, you decide whether you want/need this type of cover. However, if you have a mortgage on the surgery premises some lending sources may want this type of cover included alongside your normal surgery insurance buildings and contents cover.

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To put this into perspective, more than 90% of our clients do not have full terrorism cover. For those that do it is split between cover required by lenders or by a contract of service agreement, leaving a small percentage who take it out for peace of mind.


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